A Letter From The Editor

Welcome to our issue of money tips. It's been an informative subject to work with, and I think anyone can find a few ideas to improve their own life with money. By money, of course, I mean the way we all have bills, need to save, earn it in the workplace, use credit cards, and are protected from fraud to some extent under the law.

Some of the most stressful jobs in the world involve hard decisions about large amounts of money. At the same time, our daily life is made up of hard decisions about money-usually small amounts of money. CEOs and Directors of Finance only reach their position after years of schooling and experience, but the average consumer started out with a few words of advice about saving from their mother. If readers only get one thing from this issue, I'd like it to be this: money is hard work and you've already done a great job getting where you are today, no matter what your current financial situation is.

If everything in life is hard work, knowledge, and luck, perhaps it's time we moved on to the knowledge. This issue touches on a variety of diverse points, from consumer rights while car shopping to spotting forgeries and counterfeits. Lowering your grocery bill and dining out for less are topics which will interest many households, and information about the consumer privacy act will interest others. From here, I wish you all good luck in each of your financial endeavors.